When you are injured or become ill in the course of your work, you are supposed to be protected by workers comp laws. These laws are in place to ensure that when work-related injuries and accidents occur, the victims are able to recover and get well once again. Unfortunately, all too often, such claims are simply denied, leaving workers in a state of worry and fear. Learn why when you have your workers comp claim denied, it’s not the end of the world and how you can fight for your rights.
Workers Compensation Claim Denied
If you find your workers compensation claim denied, it’s important to understand the reasons why this may have happened so you can take the proper next step. First, know that you’re not alone, and it happens more often than you might think.
One of the most common reasons for denial is that the claim was filed late. You have only a matter of days to report and file your claim, as does your employer. Speaking of employers, your employer can dispute the claim, which can result in denial. The insurance company might also find fault with some aspect of the claim or another. Once you know why your claim was denied, you can move forward.
Appealing a Denied Claim
Your next step when your claim is denied is to file an appeal. Find out why the denial occurred, and gather all of the evidence you can to challenge this denial. The more evidence you have, the better off you’ll be. Make sure that you meet all of the deadlines for the appeal, which should be included in your denial letter.
Discuss the claim denial with your employer or the insurance carrier to see if there were simple mistakes that can be fixed. If the reasons were more complex, you may have to fight for compensation.
Workers Comp Attorneys
A qualified and expert South Carolina or North Carolina workers comp attorney can be your greatest ally in the process of battling a claim denial. You have a right to representation, and you should speak to an attorney as soon as humanly possible—possibly even before your initial application.
Certainly you should get legal counsel before filing your appeal. An attorney will be able to ensure that not only have you collected the necessary evidence, but that you are able to present it during the appeals process. You have rights, but those rights will only be recognized and protected if you have a strong lawyer in your corner.
Are you facing a workers comp denial in North Carolina or South Carolina? If so, we can help you get the compensation you deserve so you can get well and get control of your life back. From medical bills to lost wages and future potential, we will be there to make sure you get paid. Read a bit more about denied workers’ comp claims, and give us a call for a consult today.